Which Online Travel Site Is Best?

The Philadelphia Inquirer did a great article today about the big three online travel sites: Expedia, Travelocity and Orbitz.
Expedia emerges as the best.

I summarized the findings below……..

Expedia:

Pros

  • Expansive online toolset
  • Handles less common foreign routes (including flights within China, India and Africa)
  • Some deals available only on Expedia
  • No-blackout dates rewards program
  • Price guarantee – find a better rate online within 24 hours and they will refund you your ticket + 50 travel voucher
  • Lowest booking fees – $5.00 and in some cases free

Cons

  • No flexible date fare searches
  • Does not include some low cost carriers such as Southwest and Easyjet

Travelocity

Pros

  • Farewatcher Plus allows up to 10 city pairs – including packages – and will alert you when prices drop.
  • Price guarantee – find a better rate online within 24 hours and they will refund you your ticket + 50 travel voucher
  • Flexible Date Searches

Cons

  • Less robust international travel options than Expedia
  • Higher booking fees than Expedia. $5-$7 for domestic flights; $11 for international
  • Does not include some low cost carriers such as Southwest and Easyjet

Orbitz:

Pros

  • Great Cutomer Service
  • Focused on Domestic Travel
  • Flexible Date Search

Cons

  • No Price Guarantee
  • Does not include some low cost carriers such as Southwest and Easyjet
  • Higher booking fees than Expedia. $5-$12 for domestic flights; $25 if booking by telephone

Please contact Dollars & Sense Education to bring our seminars to your company or organization!

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Dollars & Sense Education – Raising Your Financial IQ!
http://www.daseducation.com
nicole@daseducation.com
215-499-3834

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A Great Way To Cut Your Tax Bill For Commuters

The WSJ today had a great article about an increasingly popular employee benefit – tax free commuter benefits.  These benefits typically  enable employees to reduce their taxable income and cut their commuting costs by an average of 30%.  The federal tax code allows employers to provide both subsidized and non-subsidized tax-free transit, vanpool and parking benefits to employees.  If you commute to work and your company offers this benefit, by all means – take advantage!

 How It Works*

1. Pre-Tax Salary Deduction: Money deducted from a paycheck before taxes are taken out saves employees up to $500 each year on their commute! Here’s how it works. For the tax-free maximum of $115 a month for transit ($1,380 a year) or $220 for parking ($2,640 a year), gross salary will be reduced up to $330 a month, but take-home pay falls by only $200. This equals $130 in taxes saved each month—more than $1,500 annually to use for something else! Normally, the pre-tax salary deduction option also saves employers 8% of the amount used for commuting – often much more.

2. Company Benefit: If an employer chooses to pay for Commuter Check, it’s like free parking or a tax-free raise for the employee. Plus, the employer has no payroll tax on this added benefit. For example, giving salary with the same after-tax value as $1,380 in Commuter Checks would cost over $ 2,640—the difference is what’s saved in taxes!

3. Combination Plan: Any combination of the employee-paid and employer-paid options can be offered, as long as the total does not exceed $1,380 a year for transit or $2,640 a year for parking.

 *From Accor Commuter Benefits Website

Please contact Dollars & Sense Education to bring our seminars to your company or organization!

d_s_education_logo.jpg

Dollars & Sense Education – Raising Your Financial IQ!
http://www.daseducation.com
nicole@daseducation.com
215-499-3834

Make Increasing Your Wealth Your 2008 New Year’s Resolution

Financial Health 101

DATE: January 15th, 2008

TIME: 6:30 – 8:30 PM

LOCATION: Embassy Suites

1776 Ben Franklin Parkway

 Philadelphia, PA 19103

MORE: Register Online at www.daseducation.com/seminars

Dollars & Sense Education is a leading provider of personal finance seminars.  Investing in your own financial education is one of the most important things you can do to reach your goals. What is Financial Health 101?

Financial Health 101 is a two-hour personal finance seminar.  The seminar outlines a clear and practical approach to understanding the basics of personal finance.  Participants will evaluate their current financial health, develop an understanding of attacking debt and improving credit scores, learn about important investment concepts and explore the pros and cons of working with financial advisors.

Cost and How to Sign Up Please register online for Financial Health 101, the cost is $40.00.